Stark Bank
Stark Bank is a Brazilian digital bank founded by Rafael Stark in 2018 that mainly offers businesses payment, collection and credit services.
Contents8 sections
Key facts
2018Founding
April 2022$45 Million Funding Round
According to a report by Bruno Romani published on Terra, Stark Bank raised $45 million in a round led by Ribbit CapitalRibbit CapitalRibbit Capital is a venture-capital firm founded in 2012 by Meyer “Micky” Malka and headquartered in Palo Alto, California. It began with financial-technology investing and has expanded into AI, commerce and related infrastructure. Its investments include Coinbase, Robinhood and Nubank.Open the full entry, with participation from SEA Capital, Lachy Groom and K5 Global, and Jeff Bezos invested through Bezos ExpeditionsBezos ExpeditionsBezos Expeditions is Jeff Bezos’s personal investment platform, whose public portfolio spans the internet, enterprise software, life sciences, artificial intelligence, and robotics. Its investment activity is separate from Amazon’s corporate investments, and disclosed holdings include Business Insider, Skild AI, and Generalist.Open the full entry.[1]
February 2023Expanding Credit
At the time Stark Bank operated as a direct credit company (Sociedade de Crédito Direto, SCD), able to lend only its own funds; the company said it had about 500 active clients, had been profitable since July 2021, and planned to extend R$300 million in card credit lines in the first half of 2023.[4]
August 2023Fitch Rating
Fitch Ratings assigned Stark Bank a Brazilian national rating of “A-(bra)” with a positive outlook; Money Times described it as the first digital bank in the world to receive a Fitch rating.[5]
January 2024Expanding the Executive Team
Forbes Brasil reported that Stark Bank appointed Marcela Rezende, Isadora Ruiz and Auziane Moraes to lead marketing, commercial and product respectively, bringing women to seven of its 16 executives; the report said the bank processes more than R$100 billion a year, counts Localiza, Grupo Ultra and QuintoAndar among its clients, and was the first Brazilian startup Jeff Bezos invested in.[6]
As of October 2026: A Regulated Bank for Businesses
The Stark Bank website gives its legal name as Starkbank S/A — Banco de Investimento and describes it as a bank regulated by the Central Bank of Brazil rather than a payment service provider, offering businesses developer-first services for Pix, Boleto, card payments, bill payments, transfers, receivables, corporate cards and credit; it says R$600 billion moved through it in 2025.[2][7]
Related Organizations, Websites, and Public Accounts
Stark Bank: Official website: https://starkbank.com/ (opens in a new window)[2]
LinkedInLinkedInLinkedIn is a social networking platform for professionals. It was founded in 2002 by Reid Hoffman and others, launched in 2003, and listed on the New York Stock Exchange in 2011; after Microsoft acquired it for approximately $26.2 billion in 2016, it became a wholly owned Microsoft subsidiary. Its revenue comes from membership subscriptions, advertising, and recruitment solutions.Open the full entry: Official account: https://www.linkedin.com/company/starkbank (opens in a new window)[2]
GitHub: Official account: https://github.com/starkbank (opens in a new window)[2]
Sources
- Stark Bank: Jeff Bezos faz aporte em fintech brasileira ‘inspirada’ no Homem de Ferro (opens in a new window)
- Companies driven to grow turn to financial technology to remove barriers (opens in a new window)
- Rafael Stark (opens in a new window)
- Stark Bank tem R$ 300 milhões para oferta de crédito (opens in a new window)
- Stark Bank é o primeiro banco digital do mundo a obter rating com a Fitch (opens in a new window)
- Stark Bank traz executivas para liderar áreas de marketing, produto e comercial (opens in a new window)
- About us (opens in a new window)