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Eric Glyman

Eric Glyman is a fintech entrepreneur and the co-founder and co-CEO of Ramp. He previously co-founded Paribus, an online price-tracking and refund service that Capital OneCapital OneCapital One Financial Corporation is a diversified financial services holding company headquartered in McLean, Virginia, with Credit Card, Consumer Banking and Commercial Banking segments; since completing its acquisition of Discover in 2025 it has owned the Discover, PULSE and Diners Club International networks, and its stock is listed on the New York Stock Exchange.Open the full entry acquired in 2016. In 2019 he founded RampRampRamp is a corporate financial technology company founded in 2019 by Eric Glyman, Karim Atiyeh and Gene Lee. It provides corporate cards, expense reimbursement, bill payments, procurement and finance automation. Glyman and Atiyeh became co-CEOs in June 2026.Open the full entry with Karim AtiyehKarim AtiyehKarim Atiyeh is a co-founder of Ramp, a U.S. corporate spend management company, where he previously served as chief technology officer and has been co-CEO alongside Eric Glyman since June 2026. Before that he co-founded Paribus, a consumer refund app with Glyman that was later acquired by Capital One.Open the full entry and Gene Lee, using the corporate card as an entry point into expense management and finance automation; since June 2026 he has shared the chief executive role with Atiyeh.

Contents38 sections
Key facts

2012 and Earlier: Early Life and Education in Las Vegas, at Harvard, and in China

A speech text kept by Harvard University’s Lowell House identifies him as a member of the class of 2012. Its subject is the economic relationship between China and Brazil; in it he looks back on his time studying in China and mentions that he studied Chinese and Portuguese. The document reflects his interest in cross-border economics and languages during his student years.⁠[3]

The Puerto Rico Trip and the Airfare Refund

Two accounts exist of when Glyman and Karim Atiyeh met: Fortune’s September 2025 feature places it during Glyman’s second year at Harvard University, when the two were huddling outdoors on campus, both in heavy Canada Goose jackets; Greylock’s February 2025 article places it a few years later, on the trip that inspired Paribus. The Fortune feature adds that Atiyeh grew up in Lebanon, that the two stayed in touch after both moved to New York City following graduation, and that they read Hacker News and TechCrunchTechCrunchTechCrunch is an American technology news outlet founded in 2005 by Michael Arrington and Keith Teare and headquartered in San Francisco; it mainly covers technology companies, startups, and venture capital, and hosts events such as TechCrunch Disrupt. Its ownership passed successively through AOL, Verizon, and Yahoo, and in 2025 Regent announced its acquisition.Open the full entry and met up at the gyms in each other’s apartment buildings to work out and trade ideas.⁠[4][1]

In Fortune’s account, Glyman, Atiyeh and a few friends were planning a vacation in Puerto Rico in the summer of 2013 when Glyman, poring over the fine print on JetBlue’s website, found a policy that got his friends $800 back. Greylock’s article gives the episode differently: the price of a ticket he had bought for a trip with friends dropped by $100 overnight, he combed through the fine print on the airline’s website and emailed a request for the fare difference, and a $100 travel credit arrived a few weeks later. A TechCrunch article of May 2015 notes that his earlier work in financial services had him scouring contracts for money-saving loopholes while restructuring troubled companies, and that he traced the idea for Paribus to noticing that the price of everything he bought online kept moving.⁠[4][1][5]

Starting a Company from the Price-Protection Problem

After graduating from college, Glyman worked as a financial analyst in New York. An experience of receiving compensation for the difference after an airfare dropped drew his attention to price-protection policies that consumers often do not know about or have no time to use. In 2014, he and Karim Atiyeh began building Paribus, hoping to automate the work of claiming refunds.⁠[1]

The Paribus Name and Founding

The name Paribus comes from Latin and means “all else equal.” Glyman and Atiyeh, its chief technology officer, founded the company in the summer of 2014.⁠[4][5]

Paribus Enters Y Combinator

Paribus took part in Y Combinator’s Summer 2015 program. The product centered on price protection after online purchases: it tracked users’ purchase receipts and later price drops and helped obtain refunds of the difference where the merchant’s policy allowed. Glyman served as co-founder and chief executive officer.⁠[6][7]

Paribus Launches Publicly at TechCrunch Disrupt NY

On May 5, 2015, Paribus launched publicly at TechCrunch DisruptTechCrunch DisruptTechCrunch Disrupt is a technology and startup conference organized by TechCrunch, combining interviews, product demonstrations, startup competitions and industry networking for founders and investors.Open the full entry NY, where it took part in the Startup Battlefield; at launch it could track online purchases from 20 retailers. Over the preceding couple of months about 1,500 friends and family members had used a beta version and together saved more than $10,000. The company was then based in Brooklyn, was funded by a small, undisclosed amount of friends-and-family money, and took a 25 percent commission only when it recovered savings for a user. Glyman said at the time that the business would always rest on a success fee and never on selling user data to third parties, adding “Users are not the product.”⁠[5][8]

Paribus’s $2.1 Million Seed Round Becomes Public

By October 7, 2015, Paribus had raised $2.1 million in seed funding in a round led by General CatalystGeneral CatalystGeneral Catalyst (GC) is an investment firm founded in 2000 and headquartered in San Francisco, United States, created by Joel Cutler, David Fialkow and Bill Fitzgerald, that backs companies from the seed stage through growth.Open the full entry, with participation from Greylock, Slow Ventures, Foundation CapitalFoundation CapitalFoundation Capital is an American early-stage venture capital firm founded in 1995, with offices in Palo Alto and San Francisco. It invests in enterprise software, artificial intelligence, fintech and crypto, and was an early backer of companies including Netflix, Solana and Cerebras.Open the full entry, Soma Capital, Conversion Capital, 1/0 Capital, Y Combinator and Mick Johnson, a former director of product at Facebook. The company was then based in New York with a team of five and was nearing 50,000 customers; Glyman said Paribus was on pace to protect more than $100 million in purchases a year against price drops and that about half of the people who signed up shared the service. Its iOS app had launched that August, and the team was preparing a credit card price-protection product for the following year.⁠[8]

Paribus won its place at Y Combinator after an initial rejection, and the company appeared on the television program Good Morning America. It launched out of Y Combinator in July 2015 and grew from 1,000 users that June to more than 50,000 by the end of November. In the show notes of an episode of the podcast 20VC (The Twenty Minute VC) dated October 2, 2015, Glyman named I, Robot as his favorite book and Noah Kagan’s AppSumo as his favorite blog.⁠[4][9][10]

Paribus Is Acquired by Capital One

On October 6, 2016, Glyman announced in a personal post that the Paribus team was joining Capital One and credited the company’s progress to teamwork. He recalled that in its first year the startup was sustained mainly by the savings he and Atiyeh had from their earlier jobs; Gene Lee took part in early product development.⁠[11]

The price was not disclosed; Paribus then had about 12 employees and planned to keep operating independently from New York after the acquisition. The company disclosed 700,000 users at the time. The deal took Glyman from a startup into a large financial institution.⁠[7]

Joining Capital One as a Senior Director

Under the arrangement announced on October 6, 2016, Glyman and Karim Atiyeh were to join Capital One as Senior Directors in U.S. Card; Paribus had raised $2.22 million in outside funding up to then. Fortune’s 2025 feature adds how the deal came about: the startup was losing runway and fending off cease-and-desist letters from irate retailers when Capital One approached the two about a partnership; the talks turned into an acquisition offer, and the deal was finalized in October 2016. Glyman said the exit was in the “mid-eight figures.” When the acquisition was announced, he said that, like many startups that had grown so quickly in a year, Paribus had many paths open to it and chose to join forces with Capital One.⁠[12][4]

After the acquisition Glyman led the savings automation team at Capital One, which later expanded Paribus into Capital One Shopping. In a McKinsey & CompanyMcKinsey & CompanyMcKinsey & Company is a management consulting firm headquartered in New York, United States. It was founded in Chicago in 1926 by University of Chicago professor James O. McKinsey and, after Marvin Bower established its “professional service” principles, grew into one of the largest pure consulting firms in the world; as of October 2026 it has more than 100 offices in over 50 countries and about 40,000 employees. It has also repeatedly faced regulatory investigations and public criticism over episodes such as its work with Enron, a former leader’s insider trading case, and its consulting for opioid manufacturers.Open the full entry podcast of December 2022 he said Paribus had been bought by the credit card division at Capital One; in a 2025 Fortune interview he said he learned there how the industry worked and found it deeply strange that customers were working to make the banks slightly worse off while the banks had an incentive to devalue their rewards.⁠[13][1][14][15]

Co-founding Ramp

In 2019, Glyman co-founded Ramp with Karim Atiyeh and Gene Lee. Glyman later recalled that the company was incorporated in March of that year and took on its first customer in August. The team chose the corporate credit card as its entry point, hoping to use software to help businesses reduce unnecessary spending and the time spent on finance operations.⁠[1][16]

Leaving Capital One and Turning to Business Cards

Glyman and Atiyeh left Capital One on amicable terms in early 2019 to start Ramp; they had a noncompete from Capital One on the consumer side and so decided to build for businesses. In user interviews that Glyman had been conducting, cardholders kept saying they wanted savings rather than rewards points; “That was gnawing at us for a long time,” he said. Fortune’s feature describes the two as having left senior positions at the large company in their mid-twenties. Ramp ran its first charge within two months of its founding, and Glyman said that in the early days they had to say no to potential customers more often than yes.⁠[4][1]

Fortune’s feature recounts how Ramp’s first breakthrough with investors came about: Atiyeh spent long hours playing the game Fortnite, and one of his online competitors was Delian AsparouhovDelian AsparouhovDelian Asparouhov is a Bulgarian-born American venture capitalist and entrepreneur. He is a partner at Founders Fund and co-founded the in-orbit pharmaceutical processing and reentry capsule company Varda Space Industries with Will Bruey, serving as its president; he also co-founded The Hill & Valley Forum, which connects Washington policymakers with the Silicon Valley technology community.Open the full entry, who worked with Keith RaboisKeith RaboisKeith Rabois is an investor and entrepreneur who serves as a Managing Director at Khosla Ventures and Chairman of Opendoor. He held management roles at PayPal, LinkedIn, Slide, and Square, later worked in venture capital at Khosla Ventures and Founders Fund, and co-founded Opendoor and OpenStore. His public career spans payments, professional networking, real estate transactions, e-commerce, and venture investing, and he has expressed views on team management, delegation, and vertical integration.Open the full entry at Founders FundFounders FundFounders Fund is a venture capital firm founded in San Francisco in 2005 by Peter Thiel and his former PayPal colleagues Ken Howery and Luke Nosek. Run by partners who were entrepreneurs themselves, it argues that founders should keep more control and is known for betting on difficult technology projects in areas such as space, defense, and artificial intelligence. It was Palantir’s first institutional investor, has invested in SpaceX many times since 2008, and its other notable investments include Facebook, Airbnb, Stripe, and Anduril; as of March 2026 it had raised nine early-stage funds and four growth funds.Open the full entry; less than two months after Ramp was incorporated, Asparouhov set up a meeting. Glyman and Atiyeh did not have a standard pitch deck and sent a three-page email instead; they presented at Founders Fund’s San Francisco office, and Rabois said “It was 101% of my vision of what we should be building.” Founders Fund went on to lead five of Ramp’s funding rounds.⁠[4]

Ramp’s Early Funding Becomes Public

On August 8, 2019, TechCrunch disclosed that Ramp Financial, a new company led by Glyman and Atiyeh, had raised $7 million from Keith Rabois of Founders Fund, Adam Rothenberg of BoxGroup and Coatue ManagementCoatueCoatue is a technology- and innovation-focused investment management firm founded by Philippe Laffont in 1999, operating in both public and private markets. Its current website lists Thomas Laffont as co-founder and chief investment officer of private investments; a Form ADV filed on July 29, 2026, disclosed regulatory assets under management of $92,705,722,582.Open the full entry. The article placed the company in the very early stages of product development and gave a pre-money valuation of $25 million, which it attributed to unnamed sources. Ramp Financial and the three investors declined to comment at the time.⁠[17]

Public Launch of the Corporate Card and the Move into Expense Management

Ramp launched its product publicly in February 2020, positioning it as a way to help businesses spend less. Glyman recalled that a corporate card alone still did not relieve customers of the burden of handling expense reports and bookkeeping, and that only combining card transactions and expense management into a single process brought the product closer to what customers actually needed.⁠[16]

In a 2026 McKinsey interview, Glyman looked back further on this product choice: Gene Lee argued for building expense management in-house, while he was at first worried about competing with existing tools on the market. The team ultimately chose to widen the product’s scope; he regards this as the key decision in moving from providing a payment tool toward automating finance work.⁠[18]

Ramp Raises New Funding

In an announcement dated April 8, 2021, Ramp confirmed $115 million in new funding from investors including D1 Capital Partners, Stripe and other institutions, at a valuation of $1.6 billion. In the announcement Glyman stressed reducing the time taken up by expense reports, process handling and points optimization. The round was to fund the company’s growth and product development and was corporate financing for Ramp.⁠[19]

Taking Part in Fractal’s Funding Round

On April 1, 2022, the gaming NFT platform Fractal announced a $35 million seed round led by Paradigm and Multicoin CapitalMulticoin CapitalMulticoin Capital began operations on October 1, 2017, and invests mainly in crypto companies and protocols across public and private markets. It runs a Master Fund that invests mainly in tokens, as well as venture funds that back early-stage companies.Open the full entry. The announcement’s list of participants includes Eric Glyman and Karim Atiyeh and gives Ramp as their affiliation.⁠[20]

Looking Back on Ramp’s Start in a McKinsey Podcast

On December 19, 2022, McKinsey & Company’s podcast Talking Banking Matters published a conversation with Glyman. He said Ramp had about 15 or 16 people when it launched its product and that about 95 percent of the company had been hired in and through the COVID-19 pandemic; of the first ten people it hired, seven were engineers, one was a designer and one was focused on talent. He described Paribus as essentially an email app that consumers signed up for and linked to an email account. The host, Matt Cooke, noted in the introduction that Ramp was then valued at $8.1 billion.⁠[14]

Summing Up Management Lessons from a Second Startup

In excerpts of a “1 to 1000” interview published in 2023, Glyman compared his second startup with the Paribus period: validating the business model and differentiation earlier, planning for growth ahead of time once product demand was confirmed, and giving more weight to hiring and employee development. He said about 35 to 40 percent of his time then went to hiring and performance management, and he stressed understanding employees’ long-term growth goals.⁠[16]

Ramp’s Bid for Government Procurement Draws an Inquiry

On May 9, 2025, Gerald Connolly, the ranking Democratic member of the U.S. House Committee on Oversight and Government Reform, wrote to the U.S. General Services Administration (GSA) requesting documents on the procurement process in which Ramp was competing for a pilot contract of about $25 million under the SmartPay program. He questioned whether the company’s contacts with government personnel and its investor relationships had brought it preferential treatment. This was a lawmaker’s inquiry and request for an investigation directed at the procurement process.⁠[21][22]

The GSA denied any unfair or preferential contracting practices. Ramp and the GSA did not respond to Banking Dive’s requests for comment for its May 14 article.⁠[23][22]

Coverage of the SmartPay Pilot and Ramp’s Account

ProPublicaProPublicaProPublica is an independent, nonprofit investigative newsroom based in New York, announced in October 2007 and operating from 2008, whose stated mission is to expose abuses of power and betrayals of the public trust; it had won nine Pulitzer Prizes by 2026.Open the full entry wrote in 2025 that Ramp was pursuing a pilot contract with the GSA for the government’s employee credit card program, and it was also the first outlet to carry news of Gerald Connolly’s inquiry. In his letter to the GSA’s acting administrator, Stephen Ehikian, Connolly asked for a detailed list of all meetings between GSA officials and Ramp representatives; among his biggest concerns was that Ramp allegedly had “zero federal contracting experience.”⁠[4][24]

Ramp’s own account, given in April 2025 by its head of communications, Lindsay McKinley, was that the company was “competing in a standard procurement process for a SmartPay pilot program based on the strength of our solution,” that it had seen a February 18 post on X by the Department of Government Efficiency about the government’s credit card usage, and that a former customer introduced it to the GSA a few days later. Ramp did not comment to TechCrunch on Connolly’s inquiry.⁠[24]

Setting Out a Roadmap for AI in Finance

On July 30, 2025, Glyman announced in a signed article that Ramp had raised $500 million in new funding at a valuation of $22.5 billion. He described how the company had begun using AI agents for transaction review, expense categorization and anomaly detection, and set out a roadmap under which finance work would move step by step from serial approvals to parallel processing, with automation increasing under human oversight. The article’s descriptions of 2027 and 2028 were goals and outlook at the time.⁠[25]

Character Sketch and Remarks on Government Work in a Fortune Feature

On September 9, 2025, Fortune published a feature on Ramp by Leo Schwartz. It notes that his hometown’s sprawl was creeping farther into the desert as he grew up, and he recalled “There were new parts of town all the time.” Glyman calls his restlessness his “divine dissatisfaction” and evokes the documentary Jiro Dreams of Sushi, and Nik Koblov, Ramp’s head of engineering, says the joke around the office is that Glyman is a “hammer wrapped in velvet.” The feature describes listening as his interpersonal superpower. Setting Ramp apart from banks, Glyman said “Banks are selling money” and “At our core, we’re selling time”; the article presents surpassing American ExpressAmerican ExpressAmerican Express Company is a payments company headquartered in New York that issues credit and charge cards and operates its own payments network; founded in 1850, it is listed on the New York Stock Exchange.Open the full entry as his aim and notes that he appeared on Patrick O’ShaughnessyPatrick O’ShaughnessyPatrick O’Shaughnessy is an investor and podcast host who has hosted the interview show Invest Like the Best since 2016, founded the early-stage investment firm Positive Sum in 2020 and serves as its CEO, and is also founder and CEO of the media company Colossus.Open the full entry’s podcast Invest Like the BestInvest Like the BestInvest Like the Best is a business and investing interview podcast hosted by Patrick O’Shaughnessy. Launched in 2016, it features conversations with investors, founders and experts about their ideas, methods and stories; the show is now part of the Colossus podcast network.Open the full entry before Ramp became a sponsor of it.⁠[4][4][4]

On the federal procurement matter, the same feature notes that Connolly died in May 2025 and that the inquiry “appears to have tapered off.” Glyman said in it that he has no political agenda and that government work was not on his radar until he saw a post on X from the Department of Government Efficiency about card usage among federal employees; he said Ramp was then in a proposal process with about 20 other companies and that none of its venture funds had been involved in connecting it with any government agency.⁠[4]

Mentors and Self-Discipline in a Fortune Interview

On September 19, 2025, Fortune published the transcript of a conversation between Glyman and its editor-in-chief, Alyson Shontell, held at the Brainstorm Tech conference in Park City, UtahUtahUtah is a U.S. state bordered by Idaho to the north, Wyoming to the northeast, Colorado to the east, Arizona to the south and Nevada to the west, with its capital at Salt Lake City. It was admitted to the Union on January 4, 1896, as the 45th state, and the 2020 census (April 1, 2020) counted 3,271,616 residents.Open the full entry. Glyman said he was “in my mid-thirties” and that the company counts its age in days, 2,367 at that point. He mentioned Fidji SimoFidji SimoOpenAI advisor and Nscale director.Open the full entry and called Satya NadellaSatya NadellaSatya Nadella is a business executive who serves as chairman and chief executive officer of Microsoft; his leadership career spans cloud computing, developer platforms, corporate acquisitions, and artificial intelligence.Open the full entry “a great mentor”; his practice, he said, is to call people for an hour at a time to ask for advice on AI, marketing or sales, ask whom they have learned from, and then move on to the next person. He also said he tries to put himself “out of the job” very often, looking for operators who are stronger than he is at sales, marketing or engineering and will not drop the ball, and keeping for himself the work that only he can do or where he has an edge. Valuations, he said, are in some sense a derivative; the number he cares about more is how much Ramp saved its customers that month.⁠[15][15]

Self-Description on Fortune’s Leadership Next Podcast

On October 15, 2025, Fortune’s Leadership Next podcast carried an on-stage conversation between Alyson Shontell and Glyman at the Brainstorm Tech conference. In it Glyman pointed to leaders such as Frank Slootman, the author of Amp It Up; he said that when there are 100 things to do he asks which are the 10 most interesting, and that he tries to approach the job with a lot of humility. On competition he said “We always thought we were the 150th mover in this.” Shontell said on the program that the people she asked about Glyman ended up settling on the word “nice,” and she herself described him as seeming “calm, cool, and collected” but very plan-oriented and fast-moving.⁠[26]

Ramp’s Valuation Rises to $32 Billion

On November 17, 2025, Glyman published a signed post titled for Ramp’s $32 billion valuation. He wrote that revenue had gone from $500 million twelve months earlier to more than $1 billion and that the company’s underlying profitability, measured by contribution profit, was growing 153 percent year over year; in October, Ramp’s AI made 26,146,619 decisions across more than $10 billion in spend.⁠[27]

Explaining the Direction of Finance Automation

In a McKinsey interview dated March 3, 2026, Glyman described Ramp’s goal as reducing as far as possible the finance processes that require human touch. In his view, customers buying financial products also want to cut down on time-consuming approvals, expense reports and reconciliation; his product judgment gradually shifted from payment rewards to the money and time that businesses spend. The interview also lists curiosity and proactive learning among the traits he looks for in talent.⁠[18]

Presenting the European Expansion Plan

On March 13, 2026, Glyman presented Ramp’s European expansion in a signed article, saying the company had completed its acquisition of the payments platform Billhop that month and planned to launch its services in Europe in the summer. The article names London and Stockholm as the locations of the local teams and says the acquisition brought the relevant payment authorizations in the United Kingdom and the European Union; all of these are Ramp’s business arrangements.⁠[29]

Funding and AI Spend Management

On June 4, 2026, Glyman announced on his public account that Ramp had raised $750 million at a valuation of $44 billion. A signed article the same day treats the cost of using artificial intelligence as an important new category of business spending and describes an approach of tracking model costs by team, project and purpose and improving their management through budgets, alerts and model selection.⁠[30][31]

Sharing the CEO Role with Karim Atiyeh

On June 25, 2026, Glyman announced that he and Karim Atiyeh would both take the title of co-chief executive officer (Co-CEO). He explained that the two had long made cross-functional decisions together and that Atiyeh already oversaw areas such as risk, operations and marketing, so the change formalized an existing way of working. The article also announced that Rahul Sengottuvelu would become chief technology officer.⁠[32]

Glyman linked the arrangement to AI’s effect on how companies are organized, holding that company strategy depends more and more on technology and system design and that every department needs to improve how it executes as model capabilities change. This is his public statement of management direction. As of November 2026, his position at Ramp was co-founder and co-CEO.⁠[32][2]

David Senra’s Advertising Advice in a Fortune Feature

In a Fortune feature on David SenraDavid SenraDavid Senra is the founder and host of the Founders podcast, on which he reads biographies of entrepreneurs to discuss starting and running businesses and making personal decisions. He began producing the show in 2016, partnered with Colossus in 2022, and in 2025 launched David Senra, a long-form interview show under his own name.Open the full entry published on July 5, 2026, Glyman recalled that David Senra looked at Ramp’s small podcast budget, which was spread across 35 shows, and said to drop 32 of them and double down on three; Ramp later became Senra’s largest advertiser.⁠[33]

Interview with David Senra

The conversation then moved through the use of AI in expenses, bill payment and closing the books; the company’s mission of helping every business owner get more out of every dollar and hour; how he applies what he called “Elon’s algorithm” to each movement of money, asking whether every step is needed and whether the process can be simplified; his view of talent and hiring in the age of AI; the value of working with the same people for a long time; product design, with a Breville toaster as his example; and the company’s six values and its internal scoreboard.⁠[34][34][34][34][34][34][34][34][35]

Later topics included focusing on needs that do not change; his argument, made through the spread of air conditioning, that the value created in the ecosystem around a new technology can far exceed the value captured by those who invented it; managing what companies spend on AI model usage (token spend); the prospect of agents buying on behalf of companies; what Ramp would ideally become; and why he regards the AI labs as Ramp’s competitors: he said Ramp automates the knowledge work around the movement of money and that the labs are the most comparable provider of that kind of service. He also said Ramp was doubling its revenue each year and had seen five consecutive quarters of accelerating revenue growth.⁠[34][34][34][34][34][34][34][34][35]

Birthplace and Personal Plans as Told in the David Senra Interview

In the interview Glyman said he was born in Las Vegas, a city that he said would not exist without the air conditioner. Tech:NYC’s biography likewise describes him as born and raised in Las Vegas and adds that he lives in New York City and is an active angel investor.⁠[34][13]

Asked how old Ramp was, he answered just over seven years, or 2,620 days. He said he wants Ramp to be the last company he ever works on and to work on it for the rest of his life; he does not believe he is the smartest person at the company and sees his job as creating the conditions for people to do their life’s work. He also recalled that his elementary school had about 20 values, none of which he could remember, which is why Ramp at its start settled on only the few values that everyone truly agreed with.⁠[34][34][34][34][35]

Advice Shared in the David Senra Interview

In hiring, look less at the résumé and more at proof of work: an award, something the person built, or an outstanding piece of work all count (17:34).⁠[34]

However long the interview process, two business days of actually working with someone tell you more, so rely heavily on referrals (18:07).⁠[34]

First find out what the candidate wants independent of the company: where they hope to be in 5, 10 or 15 years and what drives them; if that does not connect with the company’s mission, do not force it (19:14).⁠[34]

Start working with promising people very early and keep working with them for a long time; once trust is built, communication takes less effort and the team moves faster (21:58).⁠[34]

Do not tolerate people who are paid and own about as much as others yet do not pull their weight; it is among the most damaging things for an organization and makes those who work hard doubt whether high standards are worth pursuing (24:39).⁠[34]

Good design follows from understanding what users actually do, not from building item by item whatever they ask for (30:44).⁠[34]

Give the team a clear scoreboard and check against it every month: did customers save more money and more time (33:28)?⁠[34]

To build an enduring brand, put your effort into needs that do not change with time (38:23).⁠[34]

Introducing Ramp Router

On July 20, 2026, Glyman posted about the thinking behind Ramp Router: first test models on real work, then route each request to a model that can meet the task’s requirements at lower cost. He tied the approach to businesses’ need to lower the cost of using AI and said the team was gradually admitting companies to try it.⁠[36]

Announcing the Launch in the United Kingdom

On September 15, 2026, Glyman announced on his personal X account that Ramp was live in the United Kingdom and linked to the company’s UK service page. The update followed on from the European expansion plan disclosed earlier.⁠[37][29]

Launching the AI Workspace Glass

On October 13, 2026, Glyman announced Glass in a signed post, describing it as an AI workspace in which work that one employee does with AI can be reused by the whole company. He wrote that it grew out of one week in May when Ramp burned $1.5 million in tokens; at launch 323 employees had made more than 6,500 edits to what Glass knows, every request ran through Ramp Router, which picks the model, and Ramp’s own bill fell 30 percent overnight when it moved its work onto it. Ramp was onboarding the first businesses personally. The post recounts that David Senra had asked him the week before how Ramp moves so fast and that he sent back four words, “We learn things once”; it closes by noting that it was the company’s day 2,766.⁠[38]

Joint Post with Karim Atiyeh as Ramp Is Valued at $60 Billion

On October 15, 2026, Glyman and Karim Atiyeh, both signing as co-CEOs, published a joint post titled “Ramp at $60B: The End of the Beginning.” It opens by recalling that seven years earlier the two wrote the company’s mission on a Post-it and got to work; it says 85,000 businesses use Ramp and together save more than $1 billion a month, that the company passed $2 billion in annualized revenue over the summer with positive cash flow, and that during the year it built Stack, Accounts Receivable, AI Spend Management, Router and Glass.⁠[39]

Related Organizations, Websites, and Public Accounts

Sources

  1. Ramp’s Quest to Automate the CFO Suite (opens in a new window)
  2. Eric Glyman, Co-Founder & Co-CEO, Ramp (opens in a new window)
  3. Eric Glyman (Lowell House ’12): China and Brazil: What You Need to Know (opens in a new window)
  4. Ramp is taking aim at American Express by upending corporate credit cards. Can the $22.5 billion startup live up to the hype? (opens in a new window)
  5. Paribus Can Save You Money When Online Prices Drop (opens in a new window)
  6. Paribus — Y Combinator (opens in a new window)
  7. Capital One acquires mobile price tracker Paribus (opens in a new window)
  8. Paribus Raises $2.1 Million For Its Service That Saves Online Shoppers Money When Prices Drop (opens in a new window)
  9. Alumni profile: Karim Atiyeh A.B./S.M. ’11 (opens in a new window)
  10. FF 015: Y COMBINATOR WEEK: Eric Glyman, Co-Founder & CEO @ Paribus (opens in a new window)
  11. Founders Get Too Much Credit: A Thank You Note to the Team Behind Paribus (opens in a new window)
  12. Capital One acquires online price tracker Paribus (opens in a new window)
  13. Eric Glyman (opens in a new window)
  14. The end of the expense report: A conversation with Ramp’s Eric Glyman (opens in a new window)
  15. Ramp founder Eric Glyman: How I built a $22.5 billion startup in 2,367 days (opens in a new window)
  16. Eric Glyman on lessons learned from founding and scaling Ramp (opens in a new window)
  17. Keith Rabois, BoxGroup back New York-based Brex competitor (opens in a new window)
  18. Ramp’s CEO on building zero-touch finance (opens in a new window)
  19. Ramp raises $115M, reaches $1.6B valuation as fastest growing corporate card (opens in a new window)
  20. Fractal Raises $35 Million Seed Round (opens in a new window)
  21. Ranking Member Connolly Launches Investigation Into GSA Plans to Give Contract to Ramp (opens in a new window)
  22. Lawmaker seeks probe into Ramp’s bid for $25M GSA contract (opens in a new window)
  23. House Committee Leader to Investigate Agency for Preferential Treatment of Politically Connected Startup (opens in a new window)
  24. Congressman is investigating fintech Ramp’s attempt to win $25M federal contract (opens in a new window)
  25. Ramp Raises $500M to Deepen Product Innovation & Expand AI for Finance (opens in a new window)
  26. The CEO of corporate credit card unicorn Ramp says the company’s counterintuitive secret to success is helping customers spend less (opens in a new window)
  27. Ramp at $32 billion: Money talks. Now it thinks. (opens in a new window)
  28. Ramp hits $32B valuation, just 3 months after hitting $22.5B (opens in a new window)
  29. Ramp is launching in Europe (opens in a new window)
  30. Eric Glyman:Ramp raised $750M at a $44B valuation [Eric Glyman: Ramp raised $750M at a $44B valuation] (opens in a new window)
  31. Ramp at $44 Billion: The Third Pillar (opens in a new window)
  32. Welcoming my co-founder Karim as co-CEO of Ramp (opens in a new window)
  33. How David Senra built the podcast the world’s most powerful CEOs can’t stop listening to (opens in a new window)
  34. The $44 Billion Company Automating Your Company's Finances (opens in a new window)
  35. Eric Glyman, Co-founder of Ramp (opens in a new window)
  36. Eric Glyman:Ramp Router 的模型路由思路 [Eric Glyman: The model-routing approach of Ramp Router] (opens in a new window) (in Chinese)
  37. Eric Glyman:Ramp is now live in the UK [Eric Glyman: Ramp is now live in the UK] (opens in a new window)
  38. Introducing Glass: Learn Things Once. (opens in a new window)
  39. Ramp at $60B: The End of the Beginning (opens in a new window)
  40. Ramp reaches $60B valuation as it pushes deeper into AI (opens in a new window)
  41. Capital One | Credit Cards, Checking, Savings & Auto Loans (opens in a new window)
  42. Eric Glyman (@eglyman) (opens in a new window)