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Partners Banka

Partners Banka is a Czech commercial bank headquartered in Prague that combines mobile banking with the Partners financial-adviser network. Its legal predecessor was established in 2020, obtained a banking licence in 2023 and began public operations in March 2024. Petr BorkovecPetr BorkovecPetr Borkovec is a Czech financial entrepreneur, co-founder of Partners Financial Services and a leader of the Partners financial-business group. After studying and teaching at Mendel University in Brno, he developed a career in financial advice. He became co-CEO of Partners Banka in 2024 and CEO in February 2026.Open the full entry became CEO in February 2026; the bank introduced in-app bitcoin trading through AnycoinAnycoinAnycoin is a Czech crypto-asset trading and custody service operated by MP Developers s.r.o. Marek Kyrsch and Martin Čech started the project in late 2018. It offers fiat and crypto-asset exchange to individuals and businesses and obtained Czech National Bank authorisation under MiCA in 2026. That August, it became the execution and custody provider for Partners Banka’s in-app bitcoin service.Open the full entry that August.

Contents12 sections
Key facts

incorporation and licence application

The predecessor company, Partners Branka, a.s., was established on December 4, 2020 to seek a Czech banking licence. It applied on December 23, 2021 and submitted a revised application on December 29, 2022 following requirements from the Czech National Bank.⁠[1]

banking licence and name change

The Czech National Bank granted the banking licence on August 25, 2023, with the decision becoming final on August 29. The company changed its name to Partners Banka, a.s. on September 13. Licensing preceded the public launch of banking services.⁠[1]

public launch

Partners Banka began public operations in March 2024 and formally launched on March 6. Its initial offering used a mobile app alongside advisers and franchise branches, with individual, couple and family account packages. Disclosed capital invested at launch was about CZK 3 billion.⁠[2]

co-CEO arrangement

On June 10, 2024, Partners announced that Petr Borkovec would become the bank’s vice-chair and co-CEO, overseeing products, distribution and marketing. Marek Ditz remained chair and CEO, focusing on lending, technology, people, finance and compliance.⁠[3]

first operating anniversary

At its first anniversary, the bank reported about 108,000 customers and roughly CZK 43 billion in deposits. It said consumer lending began in autumn 2024 and mortgages in late February 2025. These anniversary figures describe a different reporting date from the subsequent year-end accounts.⁠[4]

Year-end 2025: customers, deposits and losses

The 2025 annual report recorded about 162,000 year-end customers, CZK 40.746 billion in deposits and CZK 4.911 billion in loans. The after-tax loss was CZK 300 million, versus CZK 395 million before tax. The bank primarily attributed the larger-than-planned loss to deposits falling short of expectations.⁠[5]

Borkovec becomes CEO

The bank announced on January 22, 2026 that Marek Ditz would leave on February 1 and Petr Borkovec would become CEO. The changes also included Tomáš Kořínek becoming vice-chair and daily-banking head Hana Wallenfelsová joining the board.⁠[6]

in-app bitcoin service

An August 5 announcement scheduled in-app bitcoin trading for August 10 and described Partners as the first domestic Czech bank with this mobile-banking feature. Customers could activate a crypto account and purchase from CZK 500 using bank-account funds. Anycoin handles execution and custody; the “first” description is the bank’s own claim.⁠[7][8]

Topics: mobile banking and advice

The bank combines accounts, payments, savings and lending with financial advisers and an app for personal and family finances. It is part of the broader Partners financial-business network. The group’s description specifies that regulatory structuring places the bank outside direct ownership by Partners HoldCo.⁠[9][10]

Topics: bitcoin fees and responsibilities

The current product page defines the bank’s role as receiving and transmitting orders; MP Developers s.r.o., Anycoin’s operator, supplies execution, custody and pricing. Activation and account maintenance are free, while transactions carry a combined 2% charge:1.5% for the bank and 0.5% for the provider. Crypto-assets are outside bank-deposit insurance.⁠[8]

Official website and public accounts

Sources

  1. Annual report 2023 (opens in a new window)
  2. Petr Borkovec launches Partners Banka (opens in a new window)
  3. Petr Borkovec’s new group role (opens in a new window)
  4. Partners Banka celebrates its first year (opens in a new window)
  5. Annual report 2025 (opens in a new window)
  6. Petr Borkovec appointed CEO (opens in a new window)
  7. Partners Banka announces bitcoin service (opens in a new window)
  8. Bitcoin — service conditions and responsibilities (opens in a new window)
  9. O nás — leadership and banking model (opens in a new window)
  10. Partners financial group — history and structure (opens in a new window)
  11. Partners Banka (opens in a new window)
  12. Partners Banka | X (opens in a new window)
  13. Partners Banka | LinkedIn (opens in a new window)
  14. Partners Banka | YouTube (opens in a new window)