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Laura Spiekerman

Laura Spiekerman is co-founder and president of Alloy, a U.S. fintech company that provides identity risk and fraud management for banks and fintech companies.

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Key facts

Early Career: Education and Impact Investing

Laura Spiekerman is a Barnard College alumna; in college she wrote her senior thesis on microfinance.⁠[1][2]

Mobile Finance in East Africa

In 2011 Spiekerman went to East Africa to help a start-up move microfinance disbursements onto the M-PESA mobile money system. She concluded that phones were solving last-mile distribution and that identity was the real blocker.⁠[2]

Recalling the problem in 2026, she said: “It was this very human problem literally blocking people’s access to the financial infrastructure and ecosystem.”⁠[2]

Through 2015: Payments Start-up and Co-founding Alloy

Spiekerman led business development and partnerships at an ACH payments start-up, where she met her future Alloy co-founders; there they saw customers sending half of new applicants to manual review.⁠[3][2]

In 2015 she co-founded Alloy with Tommy Nicholas and Charles Hearn; the company started as an onboarding API intended to improve conversion and reduce fraud and friction.⁠[4][5][2]

Series C

On Agentic AI and Identity Risk

Speaking as Alloy’s president in April 2026 about the company’s AI products, Spiekerman said: “Building something that’s not a black box is really hard and really important.”⁠[2]

She added: “Financial services is in this place where there’s a lot of paperwork and a lot of Googling that we can disrupt.”⁠[2]

Roles at Alloy

Spiekerman served as Alloy’s chief revenue officer and is now the company’s president.⁠[3][5]

Related Organizations, Websites, and Public Accounts

Sources

  1. Laura Spiekerman (opens in a new window)
  2. Alloy President Laura Spiekerman on Agentic AI and Identity Risk (opens in a new window)
  3. Laura Spiekerman (opens in a new window)
  4. Alloy raises $100M at a $1.35B valuation to help banks and fintechs fight fraud with its API-based platform (opens in a new window)
  5. About Our Company (opens in a new window)
  6. Alloy Secures $100M In Series C Funding Led by Lightspeed Venture Partners, Bringing Valuation to $1.35B (opens in a new window)